Effective June 1, 2005

We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customer’s information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customer’s personal information, as well as personal information of all customers who visit our institution and website.

How We Gather Information:
During the course of your relationship with us, we collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications to us for our products and services, e-mails and on other forms you may provide us.
• Information we receive from processing your accounts with us and the transactions in those accounts, such as deposit accounts and loans, as well as information we receive from providing services to you, such as funds transfer services.
• Information we receive from consumer reporting agencies.
• Information we receive in response to requests we make to third parties about you or to confirm information you have provided to us, particularly in the process of evaluating applications for loans.
• Information that is generated when you contact us electronically.

Privacy for Internet Users
Our commitment to safeguard your privacy also extends to the Internet.
If you are just browsing through our website, we do not request any personally identifiable information, nor do we collect unique identifying information about you unless you voluntarily and knowingly provide us that information, such as when you send us an email or complete an application online. If you provide us this information, it is only used internally and in furtherance of the purpose for which it was provided.

Internet Protocol (IP) Addresses
An IP address is a number that's automatically assigned to your computer whenever you're on the Internet. Web servers, the computers that "serve up" Web pages, automatically identify your computer by its IP address.

What is a Cookie?
A cookie is a very small text file sent by a web server and stored on your hard disk or in your browser so that it can be read back later. Cookies cannot “read” information about you from your computer or be used to “steal” information about you; and cookies don’t carry viruses. Cookies are a basic way for a server to identify you (most cookies actually identify the computer you happen to be using at the time, not you personally). Cookies are used for many things from personalizing start up pages to facilitating online purchases. Cookies help sites recognize return visitors and they perform a very important function when you engage in secure Internet banking. For your security, we do not store any of your personal information in our cookies.

Disclosure of Information
We continually strive to maintain complete and accurate information about you and your accounts. We respond timely to requests to correct any inaccuracies that you believe may exist.

• We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law or authorized by you in writing.
• We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
  Security

Every Statewide Bank employees’ priority is the service we provide you and the confidentiality of your records. Every employee is trained on the importance of protecting your confidentiality. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

Questions
We want our customers to understand our commitment to privacy in our use of customer information. Customers who have questions about this privacy policy, or have a question about the privacy of their customer information can call Statewide Bank at (985) 893-8228 or e-mail us at banking@statewidebank.com